Top Investment Mobile Apps: A Guide for Businesses to Build Fintech Solutions

As said, “In investing, what is comfortable is rarely profitable,” and many people still hesitate to invest due to the fear of losing their hard-earned money. 

However, with the rise of investment apps and digital investment platforms, investing has become simpler, faster, and more accessible than ever before.

If you are a business, startup, or investor planning to enter the fintech space, whether through an investment app, a BNPL app, or a crypto trading app, understanding how these investment mobile apps work is essential.

Before building your own solution, it is important to explore the best investment apps already available in the market and learn what makes them successful.

Because investing is no longer limited to traditional methods. Modern investment apps allow users to invest, track performance, and manage portfolios directly from their smartphones. 

For businesses and startups interested in investment app development, these platforms offer valuable inspiration on features, usability, and user experience. Let’s first understand why you should invest in an investment app development or fintech app development.

Also Read: Fintech Special: How to Get Your Investor’s Attention?

Why You Must Invest in an Investment App

Also Read: The Ultimate Guide to BNPL App Development in the Evolving FinTech Sector

Investing is no longer limited to banks or brokers. It is now mobile, fast, and user-first. For businesses, startups, and investors looking at investment app development, the opportunity isn’t just real. It’s growing rapidly.

• The global investment apps market is fastly growing, and the adoption of digital investment platforms worldwide is increasing.
• Across fintech broadly, digital investment and trading platforms are projected to be part of a sector that could reach hundreds of billions in value by the end of this decade, signaling huge demand for smart financial apps.
• Most investors now choose mobile-first investing platforms. Up to 65% of investment app users globally prefer apps designed for smartphones, making mobile experiences a core part of user expectations.
• Finance and investment-related apps have been among the most downloaded globally, with billions of total downloads across finance categories.

These trends show that users aren’t just browsing. They are adopting investment mobile apps as part of everyday financial management.

Also Read: AI in Fintech: Driving Innovation in Digital Financial Solutions

What This Means for Businesses & Startups

Here are key reasons to invest in an investment app:

1. Strong User Demand

People want control of their money on their phones, from tracking stocks to automated savings. A well-built investment app meets this need and can attract high engagement.

2. Multiple Revenue Streams

An investment app doesn’t have just one use case. You can offer:

• Stock trading or ETFs
• Robo-advisory and goal-based savings
• Crypto investing
• Subscription services

This diversification helps build sustainable revenue.

3. Better User Insights & Personalization

Modern apps use AI and analytics to provide tailored financial suggestions. This is something that users value highly and expect today.

4. Brand Credibility in Fintech

When users use your app to grow their wealth, your brand becomes more than a product; it becomes a trusted partner. This builds loyalty and long-term business value.

In simple terms,

If you’re serious about app development in the fintech space, especially in investment app development, you’re not building a product for tomorrow. You’re building for a market that already exists and wants better tools. 

With the growth of best investment apps and an increasing global appetite for mobile investing platforms, this is one of the most strategic moves a business or startup can make today.

Best Investment Mobile Apps for Beginners & Pros

There are hundreds and thousands of investment apps in the market; however, we’ve streamlined the decision for you by listing a few best investment mobile apps. 

1. Robinhood 

Now is the booming period when people are inclined towards the stock market and trying their hand at investing in stocks. Therefore, Robinhood is one of the most popular investment apps, as it makes the overall process much easier for the users. 

The app provides all about what you have invested, the percentage change, and what changes you can expect in a day. Not only this, but the app has numerous other features that can smoothen a user’s experience. 

2. Coinbase Pro 

Undoubtedly, there are multiple methods to invest in crypto; however, Coinbase is one of the efficient options. 

It comes in the form of two apps: Coinbase app and Coinbase Pro. Notably, the former is the best option for users who’ve just started investing. 

On the other hand, the pro version is great for users looking forward to conquering the crypto market. 

3. eToro

eToro is popular for its social trading feature that allows users to copy the trades of experienced investors.

This feature is beneficial for users who want to learn while investing. Additionally, the platform supports stocks, ETFs, and cryptocurrencies, making it one of the versatile best investment apps available today.

4. Public 

The Public is the perfect substitute for Robinhood; however, it differs in a few ways. The app allows its users to invest any sum they want and additionally, provide the latest insights, news, etc., that is relevant.

The app also enables its users to follow other people within the app and take notes of insights they might have. In short, the Public app is a perfect blend of an investing platform and a social network.

5. SoFi Invest

SoFi Invest combines investing with personal finance tools. Users can invest in stocks, ETFs, and cryptocurrencies while also managing loans and savings under one platform.

The app is designed to simplify financial decisions, making it suitable for users who want everything in one place instead of switching between multiple apps.

6. Stash

Stash is an investment platform built after considering a beginner’s viewpoint in mind; however, professionals can also use the same. 

Now, what if we tell you that you get an investment portfolio, a bank account, and much more under one roof- STASH! Yes, you’ve read that right.

Isn’t it awesome?

7. Acorns

Acorns is one of the smartest investment mobile apps that focuses on micro-investing. The app rounds up your daily purchases and invests the spare change automatically.

For users who hesitate to invest large sums, Acorns makes investing effortless and habit-based. It is ideal for beginners who want to start small and grow steadily over time.

8. Twine 

Twine is a savings-style mobile app that saves a goal for you, for instance, retirement, wedding, etc. Therefore, the app keeps a tab on your bank account and enables you to save regularly. 

Moreover, the savings get invested into a portfolio to further grow in order to achieve user’s goals. 

9. Zerodha

Zerodha is one of the leading stock trading and investment apps in India. It is known for its low brokerage charges and clean trading interface.

The app offers advanced charting tools, real-time market data, and seamless order execution, making it suitable for professional and active traders.

10. Groww

Groww started as a mutual fund investment app and later expanded into stock trading and ETFs.

The simple user interface makes Groww a preferred choice for beginners who want to start investing without complicated steps. It also helps users track their investments and market trends easily.

How to Build Investment Mobile App

Building an investment app is not just about writing code. It is about creating a secure, scalable, and user-friendly fintech solution that people can trust with their money. For businesses, startups, and investors planning to enter investment app development, here are the key steps to follow.

Step 1: Choose the Right Technology Partner

The first and most important step is to find a reliable mobile app development company with proven experience in fintech app development and investment app development.

A good tech partner will help you:

• Validate your idea and business model
• Suggest the right technology stack
• Ensure compliance with financial regulations
• Build a secure and scalable investment platform

Instead of struggling with in-house hiring, many startups prefer professional app development services to reduce risks and speed up time to market.

Step 2: Define Your App’s Purpose and Target Users

Next, decide what kind of investment app you want to build:

• Stock trading app
• Mutual fund or ETF investment app
• Crypto trading or BNPL-based investment app
• Goal-based savings or robo-advisory app

Also, identify your audience. Are you targeting beginners, professional traders, or business investors? This clarity helps in designing features and user experience correctly.

Step 3: Select the Right Features

Your investment mobile app should offer features that make investing simple and safe, such as:

• User registration and KYC verification
• Secure payment gateway integration
• Portfolio tracking and performance analytics
• Real-time market data
• Push notifications and alerts

These features form the foundation of a successful investment platform.

Step 4: Focus on UI, UX, and Security

In fintech app development, trust matters more than design alone. Your app should:

• Be easy to navigate
• Load fast and perform smoothly
• Use strong encryption and data protection
• Follow financial compliance standards

Security and usability together build long-term user confidence.

Step 5: Build, Test, and Launch

Once the design and features are finalized, the development team starts building the app. After development:

• Perform strict testing for bugs and security gaps
• Launch a basic MVP version
• Collect user feedback and improve continuously

This approach helps startups launch faster while controlling costs.

Step 6: Maintain and Scale the App

After launch, the real work begins. Regular updates, performance monitoring, and feature upgrades are essential. With the right app development services, your investment app can scale smoothly as your user base grows.

In short, building an investment app requires the right strategy, the right technology, and the right development partner. With the increasing demand for investment apps, fintech platforms, and digital investment solutions, now is the right time for businesses and startups to invest in investment app development.

As mentioned before, investment is a great method to achieve your short or long-term goals by saving finances. Digital finance is growing, therefore, investment platforms and investment apps are receiving immense popularity as many people are now inclined towards the same. 

Now STOP.  Are you thinking what we are thinking?

If you are planning to turn your investment app development idea into a real business opportunity, then yes, we are absolutely on the same page.

It is great, isn’t it?

Building an investment mobile app and monetizing it through smart features and services can open doors to a fast-growing fintech market. It sounds like one of the best ideas, right? 

Even if you’re new to the business, Techugo, the top mobile app development company has got your back.

Why Choose Techugo for Investment Mobile App Development

So, even if you are new to the fintech space, you do not have to figure everything out on your own. 

Techugo, a trusted fintech app development company in India, UAE, and USA, offers end-to-end app development services to help businesses, startups, and investors build secure investment platforms. It focuses on innovation, performance, and user experience. 

Techugo helps you:

• Design intuitive and user-friendly investment apps
• Build secure and compliant financial platforms
• Integrate advanced features like analytics, AI, and automation
• Scale your product as your user base grows

So, if you have an idea and the vision to enter the fintech market, connect with a team that understands both technology and business growth.

Reach out to the brood of professionals with your idea and receive further insights on the same. 

Happy innovation!